About Us

The Mortgage Centre is Centered on You!

As one of Canada's most established mortgage brokerage networks, we're dedicated to providing you with all the information you need to make a well informed decision on your mortgage financing needs.

Our mortgage specialists, David So and his team, update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you with sound guidance.

Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf - with your best interest in mind. We shop your mortgage options to a number of leading Canadian financial institutions, many of which Canadians have trusted for generations, and find the mortgage that's best for you. Plus, we have access to broker-only mortgage lenders, which could offer mortgage rates and features that you may not otherwise have access to.

What's more, we'll take your needs and goals into consideration when shopping for your mortgage. We understand that mortgages aren't a one size fits all proposition. Using our exclusive Mortgage Market technology, we're able to factor in a number of lifestyle and financial variables to search for the mortgage that's exactly right for you.

We take the time to listen, really listen. We want to understand your WHY, so we can give solutions to your what, how and when.

David So has been a licensed mortgage broker since 1989. His business model remain unchanged all these years. "Referral is the life blood of our business". Today, 96% of David's busines is from repeat and referrals. We find that the best way to get referral is to give our clients service beyond expectation. We learn that the gimmick of offering low interest rate does not get repeat business. We have to understand your concerns and needs. We have to provide a solution to solve your money problems. Our job is to educate our clients about mortgage products so they can make informed decision. We take ownership of the whole mortgage process to ensure a hassle free funding. We make sure the mortgage is suitable for our clients now and flexible enough for the future. We understand mortgages, it is our business. And we are happy to share the insider secrets with our clients.

David has been ranked "Top 50 Mortgage Broker in Canada" by CMP magzine. And "Top 75 Mortgage Broker in Canada" by CMP magzine. He was one of the 14 brokers in Canada to be awarded with "Merix Excellence" by Merix Financial.

Our office is located in Mississauga, less than 10 minutes from Pearson International Airport. We enjoy face to face meeting with our clients. We also understand that in today's fast pace of life, it is not always possible to meet. We are also available by telephone, email and one of our favourite is ON-LINE meeting. This enable us to talk through the computer and also be able to share each other's computer screen. Especially showing numbers on a spreadsheet.